The 2026 Global eCommerce Payments and Fraud Report is your go-to resource for understanding the latest trends shaping the eCommerce payments and fraud prevention landscape. Based on our annual global survey of 1,200+ eCommerce merchants, this report provides insights from businesses of all sizes—SMBs, mid-market, and enterprise merchants—across 35+ countries in North America, Europe, Asia-Pacific (APAC), and Latin America (LATAM).

Using a data-driven approach, the report explores emerging payment technologies, evolving fraud threats, and actionable insights to help organizations optimize payment performance, reduce fraud losses, and strengthen fraud prevention strategies in an increasingly complex global market.

What’s Inside? Key Insights for 2026

This year’s report delivers in-depth analysis across five critical areas shaping the future of payments and fraud prevention:

• Payment Acceptance — Trends in authorization rates, decline patterns, and the evolving checkout experience.
• Payment Metrics & Tactics — How merchants optimize payment performance and control costs.
• Fraud Management Strategies & Challenges — Approaches merchants use to structure fraud teams, deploy technology, and navigate emerging challenges.
• Fraud Management Metrics & Tactics — Benchmarks on fraud attack patterns, detection methods, and prevention strategies.
• Post-Purchase Fraud & Abuse — Merchant-reported trends on chargebacks, refund abuse, and policy manipulation.